So just what other 'financial services' do we offer?

Mostly they relate to tax, investment planning, insurance, cash flow, and forecasting services.

As taxes go, you pay income tax, sales tax, real estate tax, personal property tax, excise tax, use tax, gasoline tax, and possibly estate tax. If you smoke, drink, or travel, you will most certainly pay even more tax. You also pay(indirectly) many other taxes that are passed on to you through the businesses that you patronize.

So in order to include the myriad of services that we offer, we call all of these other things "financial services" with the intention of lowering and saving you any and all taxes, helping you to make good investment decisions, and making sure you are buying the right kinds of insurance, medical services, and other every day costs associated with your wealth producing capacity.

Can you pay for your medical insurance with pre tax dollars? Using a section 125 plan or a High Deductible Health Plan you can. Can you pay for medical expenses with pre tax dollars? Using A health savings account you can. Can you save for retirement using pre tax dollars? Absolutly by using all sorts of tax advantage programs, such as 401(K)'S, 457,and 403(B) plans of the internal revenue code .

You can even pay for a child's education with tax-deferred dollars. Can you get benefits out of buying property with tax-favored dollars? Yes-all sorts of government sponsored tax plans are available.

What can't you pay for with tax-advantaged dollars? Unfortunately most of your entertainment dollar, your communication dollar, and your transportation dollar do not have any tax incentive programs available to you. Unless of course you set yourself up in a business where those sorts of expenses become a deductible write off. Then Uncle Sam will subsidize much of what you spend. However, if you look at where the Lions share of your income goes, you would see the highest percentages go to pay for taxes, insurance and housing. Unfortunately food, entertainment, and travel dollars are some of the lowest expenditure items of most people's budgets. Yet they are some of the highest things taxed! Next time you rent a car look at the tax you pay. Want to be disgusted with taxes? Look at the taxes associated with you utility bills. Think that groceries aren't taxed? Check out the 6 to 8% tax paid on your nonconsumable goods. Then look at your total grocery bill compared to the edible items on that bill.

The financial services end of our business is designed to help you reduce taxes and accumulate more wealth 24 hours a day, seven days a week, 365 days a year.